Free on iPhone & Android
Log an expense in seconds, set a budget you can actually keep, and see exactly where the month went. No sign-up, no bank login. What you log stays on your phone unless you choose to sync.
What it does
OwlPocket is a budgeting app and expense tracker for iPhone and Android. Log it, watch what's left, see where it went. No bank connections, no setup wizard, and nothing to read before you start.
Budget
Set a monthly or weekly budget and watch it count down as you spend. Today, this week and this month are one tap apart, with where the money went right underneath.
Expenses
An amount, a category, an optional note, done. The categories make sense out of the box, and every expense lands in one clean list you can search and filter.
Reports
Where did it all go? See your daily spend, your average per day and your top categories, by day, week or month.
OwlPocket never asks for your bank credentials. You log what you spend, so there's nothing to connect.
Everything saves on your phone first. On a plane, in a basement, anywhere.
Silent while you're under budget, and speaks up when you're not. A summary only if you ask for one.
Keep recurring charges in one place so the next renewal isn't a surprise.
Groceries, dining, rent and more to start with. Shape them to how you actually spend.
Turn any report into a PDF to keep, print, or share with whoever does the taxes.
Privacy
Most budgeting apps want an account before they'll show you a single screen. OwlPocket doesn't. Open it and start, and your expenses, categories and budgets stay on your phone.
No email, no account, no profile. Nothing to fill in before you can use it.
Create an account if you want a backup and your budget on another phone. Not before.
Personalized ads, anonymous analytics and crash reports each have their own toggle.
Export your data any time, or delete your account and everything on our servers from inside the app.
We don't sell your data. Read the privacy policy
Seven languages, with full right-to-left support for Arabic.
FAQ
No. Open the app and start tracking. Expenses, categories and budgets all work without an account, and what you log stays on your phone. Create an account when you want your budget backed up and synced to another device.
No. It never asks for your bank login or card details. You add expenses yourself, which takes a few seconds each.
On your phone. If you create an account and turn on sync, it's also stored on our servers so it can reach your other devices. The privacy policy sets out exactly what is and isn't sent.
Yes. Everything is saved on your phone first. If you use sync, changes go up the next time you're online.
In the US, $2.99 a month or $29.99 a year. Elsewhere, the App Store or Google Play shows the price in your currency. New subscribers may be eligible for a free trial; the app shows the exact terms before you confirm.
Subscriptions are billed by Apple or Google, so you cancel with them:
You keep Premium until the end of the period you've already paid for. Deleting your account doesn't cancel billing, so do both if you want both.
In the app, go to Settings → Delete all my data. If you've already uninstalled it, follow these steps instead. Deletion is permanent.
Something else? See Support or email support@owlpocket.com. We read every message.
Free on iPhone and Android. No account needed to start.